Tax planning and HMRC Compliance

Smart tax advice that protects your wealth, reduces risk and keeps you fully compliant.

At JMT Chartered Accountants, we go beyond filing returns. We provide forward-thinking, commercially grounded tax planning to help you retain more of your profits and avoid costly surprises. Whether you're an individual, company director or group business owner, our proactive approach puts you in control and one step ahead.

Personal Tax Planning & Compliance
Whether you're a director, landlord, investor or high-earning employee, our personal tax advice ensures you're not paying more than you need to, while staying fully HMRC compliant.

Our personal services include:

✅Self assessment tax returns

Full preparation and submission of your return, including dividends, rental income, capital gains, foreign income and more.

✅Capital gains tax planning

Guidance on the sale of property, shares and other assets, with advice on available reliefs such as Principal Private Residence Relief and Business Asset Disposal Relief.

✅Inheritance tax and estate planning

Preserve your family wealth with strategic planning around wills, trusts, lifetime gifts, and business relief opportunities.

✅Property and landlord tax advice

Advice on mortgage interest relief, letting income, and ownership structure optimisation.

Corporate Tax Planning

Our corporate tax advice is designed to support growth, optimise profit extraction and ensure full compliance across your financial operations.

Corporate services include:

✅Corporation tax returns and planning

Accurate, efficient compliance with tailored strategies to reduce liabilities and support long-term goals.

✅Director remuneration strategies

Advice on the most tax efficient mix of salary, dividends, pensions and benefits.

✅Capital allowances planning

Structuring asset purchases to maximise allowable deductions.

✅Cash flow and tax forecasting

Helping you plan for future liabilities with confidence and clarity.

✅Tax planning for investment companies and holding companies

Ensuring investment activity remains tax efficient and compliant with HMRC definitions.

Group Tax and Business Structure Advice

As your business grows, your tax risks and opportunities multiply. We help you manage these with insight and clarity.

Group and structural tax services include:

✅Group relief and loss planning

Optimising the use of losses across a group to minimise overall tax exposure.

✅Group structure design

Creating tax efficient holding company and trading company arrangements.

✅De-mergers, re-organisations and share restructures

Managing structural change to support growth, succession or exit planning.

✅Anti-avoidance and HMRC risk management

Ensuring your group arrangements comply with legislation and reduce risk of challenge.

✅Group VAT registration and planning

Helping you streamline VAT reporting across your group and avoid inefficiencies.

Why Choose JMT?

✔️ Clear, jargon-free reporting

We present your numbers in a way that’s easy to understand and ready to act on — no technical waffle.

✔️ Experienced commercial insight

With years of advising growing businesses, we go beyond the numbers to help you drive performance.

✔️ Continuity of service

You’ll deal directly with the same senior advisor — no revolving door, no juniors, no surprises.

✔️ Proactive, not reactive

We don’t just send reports — we help you interpret them and take action before issues become problems.

✔️ Custom KPIs that matter to your business

We design reporting around your unique goals, whether it's cash flow, margin growth or cost control.

✔️ Integrated with your systems

We work with Xero, QuickBooks, Sage and more — and can advise on the best setup for automated, accurate reporting.

✔️ Trusted and regulated

We’re ICAEW Chartered Accountants with full professional indemnity cover — your peace of mind, guaranteed.

Take Control of Your Tax Position